银行招聘

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Passage 4

Large industrialized countries are now in a recession. What are the prospects for economic recovery?

The three most important industrial economies in the world are, at the moment, facing enormous problems. Germany is struggling with the cost of reunification and is in recession. Japan is also experiencing recession and the United States has a large budget deficit.

Forecasters and analysts face questions about the prospects of an economic recovery. Here are some of their findings:

The election of a new president of the United States gave hope to the rest of the world. If the US recovered, the rest of the world would face a more promising future. However, analysts now accept that the US will only recover very slowly.

Consumer and investor confidence is still lacking. Large deficits and declining short-term interest rates mean that there is little scope for economic stimulus.

The Japanese economy, after years of trade and budget surpluses, is in deep recession and the growth rate has slowed down considerably. German economists have lowered their

forecasts for economic growth this year. The lowering of German rates may bring some relief to other members of the European Exchange Rate Mechanism (ERM). However, Germany’s importance as Europe’s largest export market may decline.

However, in some parts of the world, there are more positive signs, particularly in some Latin American countries and in South-East Asia. Analysts say that, as long as the rate of interest stays above the rate of growth in national income, then the ratio of debt to income will get worse. Falling interest rates help towards overcoming this problem. They believe it may take several years before there is real recovery. However, advances in technology are offering hope for the world economy.

12. The important industrial economies mentioned in the passage are _____.

A. Latin American countries and in South-East Asia

B. German, Japan and China

C. German, Japan and United States

D. Not mentioned

13. Find words or expressions in the above article which have the meaning of “The amount by which something is more than what is needed”?

A. deficit B. surpluses C. decline D. recession

14. According to the passage, which one is NOT true?

A. Consumer and investor still hold confidence in the US economy.

B. There is little scope for provoking the economy.

C. US is predicted to be recovering very slowly.

D. The US recovery would give the rest of the world a more promising future.

15. It could be implied that the rising of the interest rate _____.

A. can help towards overcoming this problem about the ratio of debt to income

B. may lead Germany’s importance as Europe’s largest export market to decline

C. may bring some relief to other members of the European Exchange Rate Mechanism

D. None of above

16. The tone of the passage suggests that the author is _____ about the world economy.

A. doubtful B. indifferent C. positive D. pessimistic

Passage 4

12.【答案】C。解析：细节题。根据关键词important industrial economies定位到文章第二段。文章提到世界上最重要的三大工业国目前面临着经济问题，接下来分别讲到德国、日本和美国的经济情况。故本题答案选C。

13.【答案】B。解析：词义猜测题。根据词义“the amount by which something is more than what is needed”可知其字面意思是：某物的数量超过了需要的数量，也就是“剩余，盈余”。四个选项中只有surpluses符合，故本题答案选B。其他选项的意思是：A. deficit赤字，亏损;C. decline下降;D. recession衰退，不景气。

14.【答案】A。解析：细节题。由第五段第二句话Large deficits and declining... little scope for economic stimulus. 可知B项正确。根据第四段最后一句话However, analysts now accept that the US will only recover very slowly. 可知C项正确。由第四段第二句话If the US recovered, the rest of the world would face a more promising future. 可知D项正确。根据第五段的第一句话Consumer and investor confidence is still lacking. 可知消费者和投资者对美国的经济仍缺乏信心，所以A选项与文章意思相悖，故选A。

15.【答案】D。解析：推断题。题干问：由增长的利率可以推断出什么。根据最后一段中的...as long as the rate of interest stays above the rate of growth... Falling interest rates help towards overcoming this problem. 可以排除A选项;根据第六段的最后三句话German economists have lowered their forecasts for economic growth this year. The lowering of German rates may bring some relief to other members of ... (ERM). However, German...largest export market may decline. 可知经济增长率的下降引发了这一结果，不是利率增长，所以可排除B、C选项。故选D。

16.【答案】C。解析：态度题。通读全文可知，文章前面部分讲到德国、日本、美国三大工业国的经济衰退，其经济复苏缓慢;但是作者用了However一次，把视角转向了拉丁美洲和东南亚的经济情况，这些地区的经济发展势头良好。最后作者又说到advances in technology are offering hope for the world economy. 由此可知，作者对世界经济的态度是积极的。故选C。